body {
	margin: 0;
	padding: 0;
	border: 0;
	text-align: center;
	font: normal 11px/25px Trebuchet MS, Verdana, Helvetica, sans-serif;
	color: black;
	background: #2a2e35;
	behavior: url(csshover.htc);
}
h1, h2, h3, h4, h5, h6, p, ul, li {
	margin: 0;
	padding: 0;
}
#print {
	display: none;
}
a img {
	border-width: 0;
}

/* container */

.container {
	width: 968px;
	margin: 0 auto;
}

/* top */

.top {
	height: 168px;
	background: white;
	text-align: left;
}
.top a {
	display: block;
	float: right;
	text-indent: -5000px;
}
.top form {
position:relative;
float:right;

	}
#callus {
	margin: 12px 17px 0 0;
	width: 295px;
	height: 20px;
	background: url(../images/callus.jpg) left top no-repeat;
}
#callusempty {
	margin: 12px 17px 0 0;
	width: 295px;
	height: 20px;
}


#logo {
	float: none;
	position: absolute;
	margin: -20px 0 0 -443px;
	width: 142px;
	height: 144px;
	background: url(../images/logo.jpg) left top no-repeat;
}
*:lang(en) #logo {
	margin: -20px 0 0 15px;
}

#statement {
	float: left;
	position: relative;
	left: 181px;
	top: 33px;
	width: 458px;
	height: 41px;
	background: url(../images/statement.jpg) left top no-repeat;
}


/* top nav */

.topnav {
	clear: both;
}

#topnav_06 {
	margin: 5px -25px 0 0;
	width: 67px;
	height: 25px;
	background: url(../images/topnav_06.jpg) left top no-repeat;
}

#topnav_05 {
	margin: 5px 0 0;
	width: 67px;
	height: 25px;
	background: url(../images/topnav_05.jpg) left top no-repeat;
}
#topnav_04 {
	margin: 5px 11px 0 0;
	width: 57px;
	height: 25px;
	background: url(../images/topnav_04.jpg) left top no-repeat;
}
#topnav_03 {
	margin: 5px 0 0;
	width: 40px;
	height: 25px;
	background: url(../images/topnav_03.jpg) left top no-repeat;
}
#topnav_02 {
	margin: 5px 0 0;
	width: 53px;
	height: 25px;
	background: url(../images/topnav_02.jpg) left top no-repeat;
}
#topnav_01 {
	margin: 5px 0 0;
	width: 76px;
	height: 25px;
	background: url(../images/topnav_01.jpg) left top no-repeat;
}

/* nav */

.nav {
	clear: both;
	position: relative;
	left: 170px;
	top: 61px;
	float: left;
	margin: -1px 0 0;
	width: 780px;
	background: white;
}

#nav_01, #nav_02, #nav_03, #nav_04, #nav_05, #nav_06, #nav_07, #nav_08 {
	float: left;
	width: 60px;
	height: 24px;
	background: url(../images/nav_01.jpg) left top no-repeat;
}
#nav_02 {
	width: 98px;
	background: url(../images/nav_02.jpg) left top no-repeat;
}
#nav_03 {
	width: 121px;
	background: url(../images/nav_03.jpg) left top no-repeat;
}
#nav_04 {
	width: 83px;
	background: url(../images/nav_04.jpg) left top no-repeat;
}
#nav_05 {
	width: 107px;
	background: url(../images/nav_05.jpg) left top no-repeat;
}
#nav_06 {
	width: 107px;
	background: url(../images/nav_06.jpg) left top no-repeat;
}
#nav_07 {
	width: 108px;
	background: url(../images/nav_07.jpg) left top no-repeat;
}
#nav_08 {
	width: 96px;
	background: url(../images/nav_08.jpg) left top no-repeat;
}

/* dropdown */

.nav li {
	position: relative;
	list-style: none;
	float: left;
}
.level2 a {
	display: block;
	width: 140px;
	float: left;
	text-align: center;
	padding: 1px 8px;
	color: black;
	text-indent: 0;
	text-decoration: none;
}
.level2 a:hover {
	text-decoration: underline;
}
.nav ul ul {
	background: white;
	position: absolute;
	width: 156px;
	z-index: 1000;
	display: none;
	padding: 5px 0;
	text-transform: uppercase;
}
.nav ul.level1 li.submenu:hover ul.level2 {
	display: block;
}
.nav ul.level2 {
	top: 24px;
	left: -30px;
}

/* testimonials */

#testimonials {
	width: 557px;
	float: left;
}

/* application */

.appcontainer {
	background: url(../images/testimonials.jpg) right top no-repeat;
	float: left;
}
.application {
	margin: 13px 0 0 11px;
	width: 400px;
	padding: 38px 0 0;
	background: url(../images/app.jpg) left top no-repeat;
}

#applicationText {
	margin: 13px 0 0 11px;
	width: 382px;
	height: 116px;
	padding: 38px 0 0 18px;;
	background: url(../images/quickapp_box.jpg) left top no-repeat;
	text-align: left;
	font-size: 14px;
}
#applicationText ol {
	margin: 0px 0px 0px 30px;
	padding: 0px 0px 0px 0px;
}
#applicationText ol li {
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
}

#applicationform {
	height: 116px;
	padding: 5px 0px 0px 0px;
	background: url(../images/appbg.jpg) left top no-repeat;
}
#applicationform fieldset {
	border: 0;
	padding: 0;
	margin: 0;
}
#applicationform p {
	clear: both;
	font-size: 10px;
}
#applicationform label {
	display: block;
	float: left;
	width: 66px;
	color: #737373;
	font-weight: bold;
	text-align: right;
	padding: 0 10px 0 0;
}
#applicationform input, #applicationform select {
	float: left;
	width: 109px;
	border: 1px solid #a7a7a7;
	height: 15px;
	padding: 1px 1px 0;
	position: relative;
	top: 3px;
	font: normal 10px/15px Verdana, Arial, Helvetica, sans-serif;
}
#applicationform select {
	width: 113px;
	height: 18px;
}
*:lang(en) #applicationform select {
	height: 16px;
}

#addnotes {
	position: absolute;
	margin: -105px 0 0;
}
*:lang(en) #addnotes {
	position: absolute;
	margin: -79px 0 0 203px;
}
#addnotes label {
	text-align: left;
}
#addnotes textarea {
	float: left;
	clear: both;
	width: 143px;
	height: 70px;
	font: normal 10px/15px Verdana, Arial, Helvetica, sans-serif;
}
#applicationform #applicationsubmit {
	position: absolute;
	margin: 178px 0 0 162px;
	border: 0;
	display: block;
	width: 38px;
	height: 154px;
	text-indent: -5000px;
	cursor: pointer;
	cursor: hand;
	background: url(../images/appsubmit.jpg) left top no-repeat;
}
*:lang(en) #applicationform #applicationsubmit {
	margin: 178px 0 0 362px;
}

/* usp */

.usp {
	float: left;
	clear: both;
	width: 968px;
	padding: 2px 0 6px;
	background: #35393f;
	border-top: 1px solid #7f8286;
}
html>body .usp {
	/*position: relative;
	top: -7px;*/
	margin-top:-7px;
	margin-bottom:7px;
	z-index:1;
}
.usp a {
	display: block;
	float: left;
	width: 319px;
	margin: 3px 0 3px 2px;
	height: 97px;
	text-indent: -5000px;
}
html>body .usp a {
	margin: 3px 0 3px 3px;
}
#usp_01 {
	background: url(../images/usp_01.jpg) left top no-repeat;
}
#usp_02 {
	background: url(../images/usp_02.jpg) left top no-repeat;
}
#usp_03 {
	background: url(../images/usp_03.jpg) left top no-repeat;
}
#usp_04 {
	background: url(../images/usp_04.jpg) left top no-repeat;
}
#usp_05 {
	background: url(../images/usp_05.jpg) left top no-repeat;
}
#usp_06 {
	background: url(../images/usp_06.jpg) left top no-repeat;
}
#usp_01:hover, #usp_02:hover, #usp_03:hover,
#usp_04:hover, #usp_05:hover, #usp_06:hover {
	background-position: left bottom;
}

/* content */

.content {
	clear: both;
	font-size:1.2em;
	padding: 20px 0;
	text-align: left;
	background: white url(../images/content.jpg) left bottom no-repeat;
}
*:lang(en) .content {
	padding: 35px 0 20px;
	position: relative;
	top: -7px;
}
.clearing {
	clear: both;
}

/* left column */

.leftcolumn {
	float: left;
	width: 305px;
	padding: 0 40px;
	padding-bottom: 5px; /* to ensure position of rightcolumn if leftcolumn is empty */
}
.leftcolumn h1 {
	font-weight: normal;
	font-size: 17px;
	color: #8d8d8d;
}
.leftcolumn p {
	font-size: 10px;
	padding: 15px 0 5px 1px;
	line-height: 17px;
	color: #8d8d8d;
	width:348px; /* to standardise width for ie5.5 and 6 */
}
.leftcolumn a {
	font-size: 12px;
	font-weight: bold;
	color: black;
}

#logos {
	position: relative;
	top: 20px;
	left: 10px;
}

/* right column */

.rightcolumn {
	float: left;
	width: 500px;
	padding: 0 0 15px 25px;
	border-left: 1px solid #c7cacf;
}
.rightcolumn h1 {
	font-weight: normal;
	font-size: 17px;
}
.rightcolumn p {
	padding: 10px 0;
}
.rightcolumn ul {
	padding: 10px 20px;
}
.rightcolumn li {
	padding: 0 0 5px;
}
.rightcolumn a {
	color: #c41230;
}
.rightcolumn span {
	color: #c41230;
}

/* footer */

.footer {
	color: #5e6571;
	font-size: 10px;
	background: url(../images/footer.jpg) left top no-repeat;
}
.footer a {
	padding: 0 3px;
	color: #5e6571;
}

.footer p {
	line-height: 2em;
}

#webdesign {
	position: relative;
	top: 0px;
	padding: 0 0 20px;
}
#webdesign a {
	padding: 0;
}

/* sub nav */

.subnav {
	clear: both;
	width: 968px;
	height: 20px;
	padding: 17px 0 23px;
	font-size: 13px;
	color: white;
	font-weight: bold;
	background: #35393f url(../images/subnav.jpg) 2px 2px no-repeat;
	border-top: 1px solid #7f8286;
	display:none;
}
html>body .subnav {
	/*position: relative;
	top: -7px;*/
	margin-top:-7px;
	margin-bottom:7px;
	z-index:1;
}
.subnav a {
	font-size: 11px;
	font-weight: normal;
	text-transform: uppercase;
	color: white;
	padding: 0 4px;
	text-indent: -5000px;
}
#current {
	text-decoration: none;
}

/* calculators */

.contentform {
	background: url(../images/app-top.jpg) 30px top no-repeat;
	z-index:100;
}
.contentformbottom {
	margin-top: 0px;
	height:75px;
	background: url(../images/app-bot.jpg) 30px -25px no-repeat;
	z-index:0;
}

textarea, textarea#address {background-color: #fff;}

.contentform p {
	padding: 5px 0 0;
	clear: both;
	z-index:100;
}
*:lang(en) .contentform p {
	padding: 5px 0 0;
}
.contentform fieldset {
	border: 0;
	padding-top: 40px;
}
.contentform label, .contentform strong {
	float: left;
	width: 200px;
	text-align: right;
	padding-right: 10px;
}
.contentform .text, .contentform select, .contentform textarea {
	border: 1px solid #c7cacf;
	background-color: #ffffff;
	padding: 0 1px;
	font: normal 12px/15px Arial, Helvetica, sans-serif;
	width: 200px;
}

.contentform textarea {
	width: 220px;
	height: 80px;
	background-color: #fff;
}
.contentform select {
	width: auto;
}

.contentform .submit, .contentform .reset, .contentform .calculate {
	text-indent: -5000px;
	width: auto;
	margin: 0 0 0 210px;
	float: left;
	border: 0;
	background: #62656a;
	color: white;
	font-weight: bold;
	cursor: pointer;
	cursor: hand;
	width: 78px;
	height: 17px;
	background: url(../images/submit.jpg) left top no-repeat;
}
.contentform .reset {
	margin: 0 0 0 10px;
	background: url(../images/reset.jpg) left top no-repeat;
}
.contentform .calculate {
	margin: 0 0 0 220px;
	background: url(../images/calculate.jpg) left top no-repeat;
}

#calculatortop {
	padding: 23px 0 0;
	background: url(../images/calculatortop.jpg) 70px top no-repeat;
}
#calculatorbottom {
	padding: 0 0 25px;
	background: url(../images/calculatorbottom.jpg) 70px bottom no-repeat;
}

.error strong {
	display: block;
	padding: 5px 10px;
	border: 1px solid #c41230;
}

/* apply now */

#application, #homeown, #nothomeown, #deposityes, #depositno, #deposit {
	display: none;
}

.errorAlert {
	margin-left: 210px;
	font-size: 0.8em;
	color: #c41230;
	}